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Credit Card Online Safety

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Credit card online safety is paramount. You have to be very careful because if you are not, you will lose money and worse still; you will be a victim of identity theft. This is the worst scenario that could happen to anyone. The internet has many benefits, but it has also brought about many ills. The good thing is after reading this; you will know how to use your credit card safely, online. If you could only be keen, keep a cool head and be alert, you can avoid scams easily. Read on:

1. Ensure that the website that you are using your credit card on has SSL certification. This means it is a secure site. You can divulge your identifiable information without fear. Site security is indicated by the padlock symbol. If the padlock is locked, it means that the site is secure. Another way to make sure that the site is secure is to look at the web address. Use websites that have https rather than http.

2. If you assign a PIN to the credit card to get cash, you have to keep that very secret. Make it simple enough but hard for others to guess. This way, you will not have to write it down.

3. If you are paying for online services like web hosting, be very careful because that is a recurring cost and when they get your credit card number, they will continue renewing the hosting plan even when you have not authorized it.

4. Never divulge your card details to anyone, even if they claim to be the credit card company. Sometimes you will get emails from fraudsters asking you to send your name, card number and address to them. Do not agree to that.

5. It is important that when you are shopping online, then you should do so from your private computer and from a private internet connection. If you do it in the internet cafe, for example, that might not be secure. Everyone knows that public networks are never secure.

6. Make sure that your computer is protected with the best security software. Spyware can collect your identifiable information without your detection. Better yet, do not store credit card details in your computer. You could live to regret it.

7. If your credit card has been compromised, do not hesitate but go ahead and report that as soon as possible. Luckily, with credit cards, you will not be held liable for theft.

Always remember that your credit card online safety is not a privilege. It is your responsibility.

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Visit: to learn more about factors to consider when applying for or using a credit card. is the official site to help consumers to obtain their free credit report.